Terms of Use

Thank you for visiting the website of IJARA Group (“IG”). By accessing this website (the “Site”), you acknowledge and agree to accept the following Terms of Use pertaining to the use of the Site, which constitute a legal agreement between you and IG.

Your visit to this Site is subject to these Terms of Use and our disclaimer policy which may be updated by us at any time. If we update our Terms of Use, we will post the updated Terms of Use here. Any such changes will be effective upon posting. You should consult the “Terms of Use” bar on this Site each time you visit the Site. If you do not agree with it, you should not use the Site.

1. Uses of Our Site and Content

All content and information, and all trademarks, logos, copyrights and other intellectual property displayed on the Site is owned by IG or its respective owners. By visiting this Site, you agree to the following with respect to the content and information on the Site (the “Content”).

  • IG grants you a limited, revocable, nonexclusive and nontransferable right to view, store, bookmark, download, copy and print pages from the Site solely for your personal and noncommercial use only.
  • Unless you receive our permission in advance, you may not exploit any of the Content commercially, forward it as a mass distribution, post it on another site, or otherwise copy, distribute or modify any portion of the Site.
  • You agree not to copy portions of the Site or interfere with the functioning of the Site or restrict or inhibit any others from using the Site.
  • If you download any pages from the Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such Content. You may not alter or modify the Content in your copies.
  • You may not violate any law, regulation, rule or the intellectual property or contractual rights of others, or attempt to violate the security of this Site or use or gain access to the identities, information or computers of others through this Site.
  • You may not delete, decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of this Site.
  • You may not use any trademark, service mark or logo of IG or any third party that appears on the Site without prior written consent.
  • You may not transmit any virus, worm, time bomb or similar system interference or corrupt through this Site.
  • IG does not review or monitor any websites linked from or to the Site and is not responsible for the content of any such websites, or any products or services contained on or accessible through such other websites, their terms of use or privacy policies.
  • Any communication or content that you send to the Site is and will be deemed to be non-confidential as between you and us, and IG will be free to use, modify, reproduce and distribute it for any purpose without compensation to you.

IG has the right (but not the obligation) to monitor this Site for any unauthorized or objectionable conduct and to take all appropriate actions in response, without notice to you and we may at any time revoke your right to use all or any portion of the Site. IG may investigate any complaint regarding or suspected violation of these Terms of Use, and may report any activity relating to this Site to regulators, law enforcement officials or other persons or entities that it deems appropriate.

2. Investment Disclaimers

This Site is for general informational purposes only. Under no circumstances should any information or materials presented on the Site be used or construed as an offer to sell, or a solicitation of an offer to buy, any securities, financial instruments, investments or other services. Dated content speaks only as of the date indicated.

This Site does not provide specific investing advice or strategies to any individual. The investments and strategies discussed in the Content may not be suitable for all investors and are not obligations of or guaranteed by IG or any of its affiliates. The investments are not bank deposits and are not insured by insurance companies or any other entity and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. Decisions based on the Content are the sole responsibility of the user. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs. You agree that IG is not liable for any action you take or decision you make in reliance on any Content. IG will not treat users of the Site as its partners, clients, customers or investors by virtue of their accessing the Site. All investments are subject to market and other risks and past performance is not indicative of future performance.

Any transactions described on the Site as having been engaged in by IG are included as representative transactions for illustrative purposes only, and may not be representative of all transactions engaged in by IG.

3. International Use

The Site is operated and controlled by IG in Islamic Republic of Pakistan (“IRP”) and the Content provided in or accessible through the Site is, unless otherwise specified, directed at residents of the IRP. Despite the global nature of the Internet, IG makes no claims that the Content or the Site are appropriate or may be viewed or used outside the IRP. Access to the Site from countries or territories where such access is illegal is prohibited. IG makes no representations that the transactions, products or services discussed on or accessible through the Site are available or appropriate for sale or use in all jurisdictions or by all users. Those who access the Site from outside the IRP do so on their own initiative and are responsible for compliance with local laws, rules and regulations.

4. Disclaimer and Limitation of Liability

IG its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees and agents (collectively “Related Persons”) make no representations or warranties and specifically disclaim any and all warranties of any kind, express or implied, with respect to the Site and the Content, including any representations or warranties with respect to merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, freedom from viruses or malware, completeness, timeliness, functionality, reliability, sequencing or speed of delivery. Your use of the Site and the Content is on an “as is” and “as available” basis.

In no event shall IG, its affiliates or their Related Persons be liable to any party for any claims, liabilities, losses, costs or damages under any theory, including but not limited to any direct, indirect, punitive, special, incidental, or consequential damages arising out of in connection with any access, use (or inability to use) or distribution of the Site, or any Content therein. This is true even if IG has been advised of the possibility of such damages or losses.

5. Governing Law

The laws of Islamic Republic of Pakistan govern these Terms of Use. Any dispute relating to these Terms of Use or your use of the Site shall be resolved solely in the courts located in Karachi, Pakistan.

If you have any questions or comments about these Terms of Use, please contact us at info@ijara.com.pk , IJARA Group, First Floor Federation House, Abdullah Shah Ghazi Road, Block 5 Clifton, Karachi 75600 Pakistan. +92-21 35822312-3